Positive Thinking Plus Action Leads to Solutions
Norman Vincent Peele, preacher and author of "The Power of Positive Thinking" There’s a very peculiar philosophy of personal finance going around that means well, but doesn’t really hold water. The...
View ArticleAn Alternate Truth About Financial Literacy
Taking up themes of financial literacy late in Financial Literacy month allows us to assess the state of the discussion. My conclusion is that most bloggers on financial literacy are promoting sound...
View ArticleThe Truth About Consumer Spending And The Road Forward
If consumer spending drives the American economy, surely we’ve learned to inquire where we’re driving to. Unbridled consumption brought us to Great Recession. Yet, to climb out of the economic...
View ArticleMoney Health Central Has Joined The Yakezie Challenge
We here at Money Health Central are renegades. We buck conventional wisdom by helping you create a roadmap to life after debt. But every once in awhile, the opportunity to join a community of smart...
View ArticleHas Technology Killed Our Ability To Manage Our Money?
Technology makes our lives easier. But is it killing our ability to manage our personal finances? We recently talked about the loss of the ability to reconcile a checkbook because of the debit card...
View ArticleThe Fear Of Your First Day Without Debt
There’s a moment in your life when you realize that failing to take a chance will result in failure. For some people that moment occurs when you’re deciding to propose or thinking about taking a new...
View ArticlePlant A Seed In Fight Against Hunger
Around you, people are not only broke, but hungry. Plant a bit more in your garden to share with the hungry. It’s about time to put a winter garden in here in the San Francisco Bay Area. We’re...
View ArticleReady To Stake Your Retirement On The Stock Market?
If everyone gets to invest their Social Security contributions as they see fit, what do we owe the participants in the system with bad investment judgment or bad luck? I watched the Sunday news...
View Article5 Steps For Retiring At 38, And Why Most Of Us Won’t
When I was in college I became friends with this guy named Paul. He was 20, and his dad was 39. When I asked what his dad did for a living, Paul told me his dad was retired and living in North Carolina...
View ArticleIndulge In Cash Free Charity
And now, for something completely different. It’s not a Monty Python routine. It’s gleaning. We usually talk here about improving your financial circumstances. Today, however, it’s about helping...
View ArticleBuild Your Family Mission Statement
THIS MORNING I read a story about a woman who was addicted to shopping. It’s not surprising. Each time I leave my house there’s a minefield of fast-food, shopping and convenient ATM machines between me...
View ArticleThe Danger Of Looking For Personal Finance Help Online
There’s an old saying that, on the Internet, nobody knows you’re a dog. Given the fact that this isn’t a face-to-face medium, we’re left to our own devices when deciding who to follow and who to...
View ArticleWhy Using Your 401(k) To Pay Debt Is A Problem For “Future You”
In the television show How I Met Your Mother, Marshall and Ted have a discussion about the future of their (apparently inexpensive) New York City apartment. Rather than get into an argument about...
View ArticleThe War Against Food Waste
My personal crusade against food waste starts in my backyard. You see, we have fruit trees and this is California. Behold, the first challenge thrown down by the plum tree. Tthis morning, all that was...
View ArticleHow Much Do You Trust Grandma and Grandpa With Their Own Money?
At what point is someone too elderly to care for their own finances? In a new series of guides, the CFPB reminds us about the importance of helping the elderly and infirm manage their finances. You...
View ArticleGive More Than Thanks
This Thanksgiving, put your money where your mouth is, literally. I’m making shopping lists and planning menus for the gathering at my house. They’ll be plenty here, But not everywhere around me. So,...
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